Bridgewater Bancshares, Inc. (NASDAQ:BWB) Q4 2024 Earnings Conference Call January 30, 2025 9:00 AM ET
Company Participants
Justin Horstman – Vice President, Investor Relations
Jerry Baack – Chairman & Chief Executive Officer
Joe Chybowski – President & Chief Financial Officer
Nick Place – Chief Banking Officer
Jeff Shellberg – Chief Credit Officer
Conference Call Participants
Brendan Nosal – Hovde
Jeff Rulis – D.A. Davidson
Nathan Race – Piper Sandler
Operator
Good morning and welcome to the Bridgewater Bancshares 2024 Fourth Quarter Earnings Call. My name is Rocco and I will be your conference operator today. All participants have been placed in listen-only mode. After Bridgewater’s opening remarks, there’ll be a question-and-answer session. [Operator Instructions]. Please note that today’s call is being recorded.
At this time, I would like to introduce Justin Horstman, Vice President of Investor Relations to begin the conference call. Please go ahead sir.
Justin Horstman
Thank you, Rocco, and good morning, everyone. Joining me on today’s call are Jerry Baack, Chairman and Chief Executive Officer; Joe Chybowski, President and Chief Financial Officer; Nick Place, Chief Banking Officer; and Jeff Shellberg, Chief Credit Officer.
In just a few moments, we will provide an overview of our 2024 fourth quarter financial results. We will be referencing a slide presentation that is available on the Investor Relations section of Bridgewater’s website, investors.bridgewaterbankmn.com. Following our opening remarks we will open the call for questions.
During today’s presentation, we may make projections or other forward-looking statements regarding future events or the future financial performance of the company. We caution that such statements are predictions and that actual results may differ materially. Please see the forward-looking statement disclosure in the slide presentation, and our 2024 fourth quarter earnings release for more information about risks and uncertainties, which may affect us. The information we will provide today is as of