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    Home - Insurance - Insurers clash with Maryland over labor depreciation proposal in claims
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    Insurers clash with Maryland over labor depreciation proposal in claims

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    Insurers clash with Maryland over labor depreciation proposal in claims
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    “Rather, it is the total economic value of the property that declines as the property’s physical condition deteriorates over time through wear, tear and obsolescence. Therefore, applying depreciation to the total economic value (i.e., the materials and the embedded labor) accurately restores the insured to the position they were in prior to the loss,” Egan said. 



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