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    Home - Insurance - Wildfire insurance crisis leaves Western homeowners struggling to rebuild
    Insurance

    Wildfire insurance crisis leaves Western homeowners struggling to rebuild

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    Wildfire insurance crisis leaves Western homeowners struggling to rebuild
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    Insurance market retreat accelerates

    Major insurers continue withdrawing from wildfire-exposed regions. California’s Fair Access to Insurance Requirements Plan now covers more than 452,000 policies, more than double the 2020 total. Colorado has seen average premiums surge nearly 60% over five years, while Oregon homeowners face quadrupled premiums as carriers pull back from central, southern and eastern counties.



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    Cotality Wildfire Risk Report 2025 financial strain reconstruction
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