Kin Insurance operates in 11 states, including major markets like Florida, California, Texas, and Louisiana. The company’s customer base grew to 160,000 policyholders in 2024, up from 115,000 the previous year. Its gross written premium also reached nearly $500 million. Reinsurance covers about 50 percent of their risk. By April 2025, Kin’s total insured property value surpassed $100 billion.