Among the enhancements available in monoline EPLI policies, wage and hour coverage stands out. “Wage and hour is an essential coverage we always like to see on our EPLI policies. It is more of a hot topic now due to our nation being very litigious and movement on laws and regulations from the government. This coverage helps companies cover lawsuits regarding the Fair Labor Standards Act issues, like overtime pay, minimum wages, child labor, and more,” Arnold said.